Who are we? Manley Deas Kochalski is a law firm representing mortgage servicing companies and other institutional creditors in Ohio and Kentucky. Regularly our firm maintains and operates the Loss Mitigation Center to assist borrowers and our clients in communicating regarding settlement alternatives that may help the parties avoid foreclosure.

Why am I here? You should have received a letter regarding loss mitigation information. You can use the Wizard on this website to complete and submit a financial package to our law firm. Once we receive your completed financial package, we will review it for completion and forward it on to our client for review. If any additional information is needed, we will contact you. If you did not receive a letter and your home is in foreclosure, please click the Help button above to request login information.

Foreclosure questions It is important for you to understand that Manley Deas Kochalski is not disinterested. As a law firm, Manley Deas Kochalski represents the interests of our clients. Those interests are different from your interests. If you contact our law firm, Manley Deas Kochalski will not be able to give you legal advice. We urge you to hire and consult your own attorney for legal advice regarding this foreclosure and to have your attorney contact us. If you are unable to hire an attorney we will be happy to discuss settlement alternatives with you directly as a pro se (unrepresented) party to the foreclosure action. If you are a borrower, it is important for you to understand that contacting our law firm or contacting the plaintiff about settlement options does not satisfy your obligation to file an answer or other responsive pleading to the complaint, nor will it extend your deadline for doing so. You are strongly advised to consult your own attorney about your legal rights and obligations.